With pensions fading away and 401k's becoming one of the major reliance's of retirement planning everyone wants to know the best setup for their 401K. While the best setup is generally what you mentally feel comfy with saving for retirement, we can o...

The baby boomer generation has already turned sixty (at least the oldest of them) and is undoubtedly pondering their upcoming retirement.

Are they ready?

According to a 2006 study conducted by the Center for Retirement Research at Boston University, many are not.

The study shows that median assets in retirement plans-including 401k's and IRA's-are just $60,000 for workers in t...

While providing a retirement savings plan overview for your business rotates around the peripheries of retaining quality employees, reducing taxes and maximizing the company benefits, it also gives you a certain amount of publicity that draws people to work for you. However, the publicity varies as per the chosen plan.

The onset of 2008 has found employers offering the Roth 401(k) retirem...

Show me the money with a financial planning career! If you're considering a career in financial planning then you better enjoy working with numbers and people, more specifically, people and their money. Arm yourself with information found in this ar...

If you've just started working and earning money, your parents telling you to save for your retirement will sound ridiculous. After all you're young and you've the rest of your life to save money for retirement; that's what you think. But listen to ...

The prevailing sentiment among financial planners for more then one decades now has been that inflation will run at normal levels over time and that investment returns will outpace the erosion of buying power caused by inflation.

But for those...

How in the world is anyone able to retire right now the way the economy and the stock market is? Everywhere you turn there's bad news on the horizon, stocks are down, fuel prices are up, people are being laid off their jobs, companies are merging or...

Evaluating your financial resources will determine how prepared you're for the future. You will see this is without a doubt a very important step. Financial resources not only affect your ability to achieve your goals, but also your ability...

The difference in investment returns averages differ depending which vehicle of investment you choose to go with. If you take the average of each investment avenue over a ten year span you'll see a detectable difference. Account savings, ce...

Countless financial planners and the companies they represent, all of whom are attempting to hustle investments, insurance, and other products, are scaring Baby Boomers with the idea that many won’t be able to afford to retire, at 60, 65, 70, or even 75.

They’ll have to keep working, no matter what, say these fear mongers.

What if it’s true, that one’s under-funded 401k and IRA acco...