PARADISE apparently isn't in the United States, at least for people planning to retire. In fact, almost 500,000 retired Americans live outside the United States, in places like Mexico, Thailand, Costa Rica, Panama, and Portugal. The main reason is that a lower cost of living in another country can mean a much higher standard of living.

There are three other main motives why retirees may m...

1. Put Strategies ahead of Investments

First you pick the strategy, then you pick the investments.

2. Pick a Retirement Income Strategy that isn't tied to the market's ups & downs.

The Internet is filled with tools to plan your retirement income strategy. But beware! Not every are designed to be in your best interest. A lot of them are geared towards the investment vehicle ...

For baby boomers in retirement, concern about health needs is becoming increasingly prevalent. Aging has become a reality, so they must take steps to improve or maintain good health and slow the aging process.

According to a recent study by Herbal News Magazine, baby boomers born between 1948 and 1953 evaluated their general health more poorly than their elders, based on a similar study c...

You may just pick a number and set that as your retirement number, but make absolutely sure that it's accurate.

You are facing either living on too tight a budget or outliving your money if you choose wrong. it's a vital decision that you have to make.

Financial experts and institutions are preaching the necessity of finding the right retirement strategy. No longer are retirees simp...

There're many benefits of 401k retirement plans but the most beautiful benefit is when your employer matches your contributions to the plans to a certain point. The matching boils down to your employer's discretion and financial capability. The match could be twenty-five cents, fifty cents or more to the dollar or dollar for dollar.

This means that each time you contribute, your employer ...

From day one, everyone looks forward to retirement, that day where they can finally let go of the stresses of the daily grind and spend their leisurely days traveling, reading and basically having fun. As compared to previous generations, we've longer life spans so we all expect our golden years to be fulfilling and rewarding.

Instead of waiting for people to help you plan your retirement...

When you're twenty five, and begin to earn big money, old age can seem light years away. Unfortunately, time and age will always catch up with you. When you're twenty five, retirement might seem worlds away, and starting a retirement plan can seem a ridiculous waste of money, when there are so many other things that need money, when you're getting your life in order and settled - or when you're...

Retirement gifts are presented to an employee or employer by his or her boss, co-workers, or colleagues during the send off or farewell party. The gifts demonstrate that the employee or employer is appreciated and respected for the years of dedicated hard work she has put in. Retirement gifts can range from anything like travel vouchers to gourmet baskets and they can be as inexpensive or luxur...

Countless financial planners and the companies they represent, all of whom are attempting to hustle investments, insurance, and other products, are scaring Baby Boomers with the idea that many won’t be able to afford to retire, at 60, 65, 70, or even 75.

They’ll have to keep working, no matter what, say these fear mongers.

What if it’s true, that one’s under-funded 401k and IRA acco...