There is no question that if we're not in a recession by the economic numbers, consumers are behaving as if we are. To recession-proof your retirement income, take these six steps:

1 - Pick a retirement income strategy that isn't tied to market fluctuations

There are plenty of calculators available to design your retirement income strategy. But beware! Not every are designed to b...

Many people put off planning for their retirement thinking that since it's years away in the future they can wait for some more time before giving thought to it. However, by delaying it you could end up losing substantial amounts of money. This, in ...

If you've a pension scheme that you're paying into every month, your retirement years will be well taken care of. Does that statement sound right or wrong? In truth it could be either. The ability of your own pension to provide for you after you g...

When anyone heads for retirement, it creates an uncertain financial future. Your income is reduced and you've no clue about your future expenditures. However, you can reduce the stress of retirement by living in a place where your income exceeds exp...

Individual Retirement Accounts, or IRAs, are tax advantaged savings plans in which contributions are placed in custodial accounts at financial institutions, mutual funds, investment brokerage firms, or insurance companies. These are only available to...

For the past many years, you've worked so difficult to earn and save to have a comfy life when you retire. And now that you're retiring, don’t you think it’s about time that you let yourself taste the sweet reward of your hard work? I bet you do, all...

The Civil Service Retirement System (CSRS) began in 1920 and has given disability, survivor and retirement benefits for the majority of civilian employees in the Federal government until 1987 when the new Federal Employees Retirement System (FERS) w...

Aren't you ready to enjoy life after retirement? We all want to leave all of the day to day work behind and do what we want to do, even if that is working at home in the woodshop or in the garden. For most people, retirement isn't what was expect...

Retirement planning should be an issue that everyone should be concerned about, no matter the age. Unfortunately many people don't face this important part of their personal finance planning before they're forced to, which in most cases means when t...